Colorado General Liability Insurance

General liability insurance safeguards your company against costly claims arising from accidents, injuries, or property damage.

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Why Your Colorado Business Needs General Liability Insurance

Even if you take every precaution, accidents can still happen. A customer could slip and fall on your premises, or an employee might accidentally damage a client's property.

Without proper insurance, you could be on the hook for expensive legal fees and settlements that could cripple your business.

General liability insurance provides crucial protection against:

  • Bodily Injury Claims: If someone gets hurt on your property, this coverage can help pay for their medical expenses and any legal costs if they decide to sue.
  • Property Damage Claims: Whether it's a broken window or a damaged piece of equipment, this policy can cover the cost of repairing or replacing a client's property if your business is responsible.
  • Advertising Injury Claims: This safeguards you against claims of libel, slander, or copyright infringement in your advertising materials.
  • Product Liability Claims: If a product you sell or manufacture causes injury or damage, this coverage can help cover the associated legal expenses and settlements.

Without general liability insurance, your Colorado business could be one claim away from financial disaster.

Protect what you've worked so hard to build with a comprehensive policy tailored to your needs.

Does Your Colorado Business Need This Protection?

General liability insurance isn't a legal requirement for every company, but there are numerous situations where it's an absolute must-have.

Make sure your Colorado business is properly covered if you:

✓ Interact directly with customers or clients at their home or your workplace

✓ Need to show proof of insurance to sign contracts or lease agreements

✓ Have employees that handle expensive gear or equipment owned by clients

✓ Act as an authorized representative or agent for another company

✓ Conduct operations at third-party sites like event venues or client offices

✓ Bring on freelancers, subcontractors, or other independent workers

✓ Run your business from a home office or don't have a physical storefront

✓ Have a business partnership or contracts mandating liability coverage

✓ Manufacture, distribute, or sell any kind of physical products

If just one of these scenarios applies to your Colorado company, not having a robust general liability policy could leave you dangerously exposed.

Minimize your risks and protect your assets - get covered today.

Get Covered Quickly and Easily with EJC Insurance & Financial

At EJC Insurance & Financial, we understand that as a Colorado business owner, your time is precious.

That's why we've streamlined the process of getting general liability insurance, so you can focus on what matters most – running your company.

100% Satisfaction Guaranteed

Our clients have only the best things to say about our firm. Here are just a few of their words.


Jessica Heddins

If there ever where a company and people to go above and beyond their job it’s the EJC team! The amount of information and eagerness to uphold the quality of customer service this gal has is truly remarkable!


LM Miller

The EJC team are such a wonderful group of people! I have felt like part of the family immediately upon contacting them and they also had lower rates than anyone else when I shopped around! Overall, they offer better value and the BEST customer service!! You can’t beat that!!


Lorraine Amos

Heather Fix and Rob Edgin with Edgin Insurance is absolutely one of the best companies I have ever worked with.  They are truly professional and extremely good at what they do.  Edgin Insurance handles all my properties and cars to include Financial advise.  I would recommend them to anyone!


Betty Fix

I have had ALL my insurance with Edgin for a long time.  They have always done a great job. Heather Fix is a professional and will not sell you something you don’t need.  She will work hard for you to get the best coverage for the best price.  If you need any kind of insurance call Heather Fix she will take good care of you.


Travis Froehlich

Edgin Financial and Insurance is amazing, especially Lisa!  Being a realtor, it's nice to have multiple vendors to refer to my clients for products and services.  The Edgin has never let me down with quick and clear communication to my clients.  And everyone I have referred that have spoken with Lisa have nothing but great things to say.


Tiffany & Antoinne Glover

The only reason we gave them a 5 Star was because there wasn’t a 10 to choose from. Their products are top notch not to mention their incredible service. Heather is an amazing addition to this fantastic company. Highly recommend.


Nick Kout

Tanisha has taken care of all of my insurance needs for 10years. Her accuracy and attention to detail is second to none. I have many classic cars, regular cars , recreational vehicles,  home, life , and no matter the amount of changes she and Robert always do what’s best for me!!!! Great company, great people!!!!


Ayana Hinton

Kaysia was the most helpful person in walking me through the steps of what I needed to do to get into my first house insurance wise. I had a million questions and she answered them all throughly and really calmed my nerves about the whole process. Definitely recommend this institution for anyone looking to get insurance!!


Mitchell McCombs

Kaysia was great! We went over all the possible scenarios for getting car insurance + homeowners insurance. Their homeowner may insurance is very strong and it’s something that I will revisit in the future. Unfortunately I went elsewhere just because of my current circumstances, but I would recommend them to anyone inquiring about insurance! It was a very pleasant meeting and their response time is very very good!

Ready to get started?

Financial success and peace of mind is not unattainable.

With the proper guidance from our of team of financial and insurance experts, you'll be able to set out a plan that works for you and your family.

Financial Planning to outline your goals, ambitions, and most importantly, prepare for your future.
Retirement Planning where we design a plan that helps you create an income you can't outlive.
Auto, home and life insurance analysis and recommendations for the best combination of coverage and price.
Investment management and portfolio analysis to get the most out of your investments without unnecessary risk.

A 529 Plan Offers the Following:

Did you know that you can use 529 savings plans to save on taxes when paying tuition at private K-12 schools? Our advisers can help you:
To ensure that you reach your education-related goals, it's essential to consult with a knowledgeable adviser. At EJC, our team is dedicated to helping you: