General Contractors Insurance In Colorado

We cater to a wide range of professions, including:

Appliance Technician, Carpenter, Concrete Contractor, Debris Removal, Drywall Contractor, Electrician, Excavation Contractor, General Contractor, Handyman, HVAC Contractor, Home Renovation Contractor, Mason, Insulation Contractor, Painters, Paving and Asphalt Contractor, Plumber, Roofing, Siding Installation Contractor, Solar Contractor, Snow Plowing, Welding, Tile, Stone and Flooring Installer, Paperhanger, Fence Installation Contractor, Lawn Care, Landscaping.

Construction contractors require business insurance as a safeguard against various unexpected incidents and accidents, such as an employee's fall from a ladder or a collision involving your work vehicle.

Often, having insurance is mandatory for obtaining licenses and securing contracts. More importantly, a fitting insurance policy ensures that you don't have to bear out-of-pocket expenses if an unfortunate incident occurs. With the right coverage, you can concentrate on your work, free from the nagging concerns of potential mishaps.

Contractor liability insurance can alleviate the financial strain if you are charged with causing an injury or property damage at a job site or held accountable for a work error leading to financial losses. At EJC Insurance & Financial, we blend two types of liability insurance to give you a comprehensive business insurance package:

• General Liability Insurance forms the foundation of robust contractor insurance coverage. Considering the significant time contractors like you spend on others' property, it's easy to foresee potential accidents - a ladder scratching a hardwood floor, or someone tripping over your extension cord and injuring themselves.
• Errors and Omissions Insurance (Professional Liability) protects you from allegations of work inadequacy, regardless of their veracity. If a client believes that you have failed to meet agreed-upon services, they may claim a re-do. This coverage assists with the expenses to defend your business or resolve the issue.

While liability insurance is an excellent start, you may also tailor your business insurance to secure your employees, tools, equipment, and vehicles. We typically suggest: