Preserve your lifestyle

Life Insurance, Retirement Income, and Long-Term Care Insurance Uncovered

Secure your financial future and achieve your short and long-term goals with EJC's life and retirement offerings.

Importance of Preservation Planning

Preservation planning is crucial for securing your financial future and achieving your short and long-term goals. It encompasses a wide range of strategies, from saving for a college education to planning for retirement and long-term care needs.

Proper preservation planning can help you:

Manage Financial Risks

Save on Taxes

Achieve Peace of Mind

EJC Preservation Planning Services

At EJC, we offer a variety of services to help you reach your financial goals, including:

Life insurance

Retirement savings plans

Retirement income plans

Investment accounts

Long-term care insurance

Types of Life Insurance

There are several types of life insurance policies available, including:

Provides coverage for a specified term

Lower initial premiums

No cash value accumulation

Permanent coverage with guaranteed cash value growth

Level premiums

Potential dividends

Permanent coverage with flexible premiums

Cash value accumulation

Adjustable death benefit

Permanent coverage with flexible premiums

Cash value accumulation tied to stock market indexes

Adjustable death benefit

Benefits of Life Insurance

Some of the key benefits of life insurance include:

Providing financial security for your family

Covering final expenses

Debt payoff

Income replacement

Supplementing retirement income

Let EJC Help & Guide You

Planning for a comfortable retirement is one of the most important aspects of financial planning. EJC can help you develop a retirement income strategy that meets your needs and goals.

Preservation planning with EJC is a comprehensive approach to securing your financial future. With our wide range of services and expert guidance, we can help you manage risks, save on taxes, and achieve peace of mind. Whether you're planning for retirement, long-term care, or education, our team at EJC is committed to providing personalized solutions tailored to your unique needs.

FAQ's About Preservation Planning

What is Preservation Planning?

Preservation planning is a proactive approach to securing your financial future by addressing various aspects such as retirement, long-term care, life insurance, and education savings.

Why is preservation planning important?

Preservation planning is important because it helps you manage risks, save on taxes, and achieve financial stability and peace of mind for yourself and your loved ones.

How can EJC help with my preservation planning needs?

EJC offers a variety of services, including life insurance, retirement income planning, long-term care insurance, and education planning, all tailored to your unique needs and goals.

Can I use a 529 plan for private K-12 school tuition?

Yes, you can use 529 savings plans to save on taxes when paying tuition at private K-12 schools. EJC advisers can help you understand the rules, limits, and tax-saving opportunities associated with this strategy.

How do I get started with preservation planning at EJC?

To get started, contact EJC to schedule a consultation with one of our knowledgeable advisers. They will help you assess your financial situation, understand your goals, and develop a personalized preservation plan to secure your financial future.

OUR CLIENTS

100% Satisfaction Guaranteed

Our clients have only the best things to say about our firm. Here are just a few of their words.

Jessica Heddins

If there ever where a company and people to go above and beyond their job it’s the EJC team! The amount of information and eagerness to uphold the quality of customer service this gal has is truly remarkable!

LM Miller

The EJC team are such a wonderful group of people! I have felt like part of the family immediately upon contacting them and they also had lower rates than anyone else when I shopped around! Overall, they offer better value and the BEST customer service!! You can’t beat that!!

Lorraine Amos

Heather Fix and Rob Edgin with Edgin Insurance is absolutely one of the best companies I have ever worked with. They are truly professional and extremely good at what they do. Edgin Insurance handles all my properties and cars to include Financial advise. I would recommend them to anyone!

Betty Fix

I have had ALL my insurance with Edgin for a long time. They have always done a great job. Heather Fix is a professional and will not sell you something you don’t need. She will work hard for you to get the best coverage for the best price. If you need any kind of insurance call Heather Fix she will take good care of you.

Travis Froehlich

Edgin Financial and Insurance is amazing, especially Lisa! Being a realtor, it's nice to have multiple vendors to refer to my clients for products and services. The Edgin has never let me down with quick and clear communication to my clients. And everyone I have referred that have spoken with Lisa have nothing but great things to say.

Tiffany & Antoinne Glover

The only reason we gave them a 5 Star was because there wasn’t a 10 to choose from. Their products are top notch not to mention their incredible service. Heather is an amazing addition to this fantastic company. Highly recommend.

Nick Kout

Tanisha has taken care of all of my insurance needs for 10years. Her accuracy and attention to detail is second to none. I have many classic cars, regular cars , recreational vehicles, home, life , and no matter the amount of changes she and Robert always do what’s best for me!!!! Great company, great people!!!!

Ayana Hinton

Kaysia was the most helpful person in walking me through the steps of what I needed to do to get into my first house insurance wise. I had a million questions and she answered them all throughly and really calmed my nerves about the whole process. Definitely recommend this institution for anyone looking to get insurance!!

Mitchell McCombs

Kaysia was great! We went over all the possible scenarios for getting car insurance + homeowners insurance. Their homeowner may insurance is very strong and it’s something that I will revisit in the future. Unfortunately I went elsewhere just because of my current circumstances, but I would recommend them to anyone inquiring about insurance! It was a very pleasant meeting and their response time is very very good!

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We're not sales people. We're advisors. Here to educate, inform and advise you.

At EJC Insurance & Financial, we are dedicated to providing our clients in Colorado Springs and Denver, Colorado, with comprehensive financial planning services. By understanding your unique needs and goals, we strive to create customized strategies that maximize your financial potential.

Our holistic approach to financial planning ensures that every aspect of your financial life is carefully considered and optimized for success. Partner with us, and let our expertise guide you toward financial stability and prosperity.

Ready to get started?

Financial success and peace of mind is not unattainable.

With the proper guidance from our of team of financial and insurance experts, you'll be able to set out a plan that works for you and your family.

Give us a Call Today:
Colorado Springs: (719) 685-8585 →
Lakewood: (303) 996-7778 →
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About Us

Financial Planning to outline your goals, ambitions, and most importantly, prepare for your future.

Retirement Planning where we design a plan that helps you create an income you can't outlive.

Auto, home and life insurance analysis and recommendations for the best combination of coverage and price.

Investment management and portfolio analysis to get the most out of your investments without unnecessary risk.

Check the background of this investment professional on FINRA's BrokerCheck.

Registered Representative of and securities offered through Securities Management and Research, Inc. (SM&R) Member FINRA/SIPC. Investment Advisory services offered through BFC Planning, Inc. Edgin Insurance & Financial Services, Johnson Financial Services, BFC Planning, Inc. and SM&R are independent entities. Securities products involve investment risks, are subject to market fluctuations, and the possible loss of principal. Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 19738 - 2020/1/30

The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.

Securities and investment advisory services offered through Silver Oak Securities, Inc. (SOSI), member FINRA/SIPC and a registered investment advisor. EJC Insurance & Financial and SOSI are independent companies.

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